Buying Real Estate
Buying a home isn’t something you tend to take lightly. It can be a nerve wracking process, because this may be the only house you ever buy. That’s what makes Ocean Breeze the right choice for you. We’re a small real estate agency, in one of the most desirable parts of Florida. We live where we sell, and we only manage a small amount of clients at a time. This means personalized and attentive service for you as a home buyer.
St. Augustine and St. Johns County offer so many different options. Do you want a homestead or an oceanfront investment property? Will it be farm land or are you steps from the beach? Are you interested in peaceful, or the hustle of the city? You’ve come to the right place, we know all the areas and types of homes available. We’re not here to show you things outside your budget, or that don’t fit your needs.
Real Estate agencies tend to have a high turnover rate on agents. A lot of people jump into the business, expecting to make quick riches, and when it doesn’t happen, they move on. It’s not that simple in reality. It’s a competitive business, and a tight market. This is where stability and experience make a difference. Ocean Breeze Property Management hasn’t had changed a single agent in over 10 years.
We also handle investment property. We can help you to find the perfect vacation home, and keep it rented when you’re not here, providing a nice income stream. We have a partnership with First Choice Florida Vacation Rentals, a top tier property management company, who will fully manage your investment home. Through their service, your home will be listed online for immediate booking, both on the company website, and sites such as VRBO and AirBNB. First Choice Florida is also a long standing local business, with zero agent turnover. They have immense ties to the community, and are well trusted.
Our services and experience range from financial aid to helping you find the home that best suits you and your family. We pride ourselves on repeat business and hope you’ll come to understand why.
As Your Agent, we will:
Assure that you see all the properties in the area that meet your criteria.
Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
Make sure you don’t pay too much for your new home and help you avoid costly mistakes.
Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
Check your credit rating. Straighten out any errors before its too late.
Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
Find a loan that meets your needs and get pre-qualified (preferably pre-approved).
Choose a REALTOR® that you trust and who understands your needs.
Determine what neighborhood best matches your needs.
Identify important features you need your new home to have.
Closing Costs to Expect:
Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
Third-party fees include charges for insurance, title search, and other inspections such as termites.
Government fees include deed recording and state & local mortgage taxes.
Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
The only question that remains – what are you waiting for? Contact Ocean Breeze today for all your north Florida real estate needs!
